What are the Pros and Cons of a Manual Wheel Chair?

by

Jerry Allen

Are you trying to decide between a manual wheel chair and an electric one? Before I explain the pros and cons of owning a manual wheel chair as opposed to an electric wheel chair, here are some important considerations to take into effect.

A manual wheel chair requires you to use your own muscles to propel yourself forward. So if you have decent to good upper body strength, these may be ideal for you. You can get manual wheel chairs that are lightweight. You can also get sports chairs and outdoor chairs too.

Here are the pros and cons of owning a manual wheel chair:

Pros:

1.More affordable.

2.Great for temporary/short term use.

3.May maintain upper body strength and endurance, as it is a self-propelled wheel chair requiring upper body ability.

4.Most common models are lightweight and fairly easy to transport.

5.May require less maintenance.

Cons:

1.If you lack upper body strength or ability, and the ability to self-propel yourself throughout the day, on a daily basis manually, then this may not be the wheel chair for you.

2.Harder to get around than in an electric wheel chair. You lose the luxury of automatic mobility the electric wheel chair offers.

3.Depending upon your condition, you may require a helper to push you around if you own a manual wheel chair.

When talking to a sales rep at a wheel chair store, its important to let him or her know your physical condition. What you will and will not be capable of.

Let him or her know if you have a nurse or someone available who can push you and if temporary, for how long you expect to be in the wheel chair. (If its not to long, you may want to look into getting a used wheel chair or even wheel chair rental.) With that information, he or she can better help you pick out the model and brand perfect for you.

Written by the Wheel Chair Buyers Guide Team. Go to www.Free-Wheelchair-Buyers-Guide.com to see more free articles, tips and info. Updated weekly! This is the ultimate resource on wheelchairs.

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What are the Pros and Cons of a Manual Wheel Chair? }

Submitted by: Alston Ballkcom

Buying a private healthcare policy can be a stressful experience for those who have always been insured by their company’s health plan. Ive specialized in helping my clients locate quality health insurance for well over ten years now and have been an insurance broker since 1985. I’ve outlined the process we use to help our clients find the right plan for their needs.

The 3 areas we focus on are affordability, quality of coverage and the strength of the insurance carrier.

Insurance carrier- Your health insurance company should be stable financially and have a history for paying claims.

Quality of coverage – The medical coverage must meet your needs. It should cover doctors, hospitals, labs and prescriptions. It should also have doctors and hospitals in their networks that are close to your home.

Price- Your medical plan must be priced competitively relative to the benefits provided.

The basic process we use is to:

Determine which private medical companies are worthy of being considered.

Determine which choices offered by those health care companies offer proper coverages

Determine which insurance plans have the lowest overall cost relative to the health insurance benefits provided

Health Insurance Companies

An individual healthcare provider should have good financial ratings and be in good standing with your states insurance department. You may also want to do a web search for complaints.

You might search for “Mega Health complaints” before buying a policy from that or any other company. All healthcare company has some unhappy customers just by virtue of the volume of clients they have. However, a red flag should go up in your mind if there are too many complaints.

Another thing to be concerned with is how much they pay in benefits as a percentage of the premium they take in. A good company will write checks for about 80% of the money they take in to cover their clients healthcare procedures.

Level of Protection – What does your health insurance plan cover?

There are 2 aspects of coverage. One is the treatments that are covered. The other is the networks list of physicians that the insurance policy includes.

Covered Medical Procedures

You should read through your insurance plans outline of coverage or official brochure to see how doctors, hospitals and prescriptions are covered. Your healthcare policy should cover you in both the doctors office and the hospital and should have a good lifetime maximum benefit. I suggest at least five million in coverage.

Healthcare Insurance Exclusions and Limitations

Most if not all health care coverage policies will have a list of procedures and services that they won’t pay for. Most of the items in this section are reasonable and are included in the plans of most carriers also. Policies usually won’t cover a nose job for example. There are are often exclusions that you may find in one insurance policy but not in others. Pregnancy coverage is one example of this. Generally plans will not cover the costs of a the birth of a child. The ones that do usually cost more when compared to otherwise similar plans that dont cover maternity. The exclusions and limitations section of your policy or its brochure should be read carefully before you make your decision about purchase.

Health Insurance Provider Lists

Knowing which doctors are in your health insurance company’s network is crucial. You might be able to find a list of doctors who accept a given insurance plan on the Internet or by calling your health care insurance broker.

Cost Finding the best low cost medical policy

It is easy to compare individual health insurance costs, but its much harder to ensure that you are getting good coverage for your money.

Comparing Health Insurance Plans

After you have ruled out the companies with poor coverage and/or networks, it is time to look at price as a factor.

The Best Health Insurance Coverage for the Money

The best medical insurance coverage, may not be the best plan for you. Often the best policy is overpriced and does not offer coverage that justifies the extra that it costs. Make sure that any plan you purchase is:

Provided by a good healthcare insurance carrier

Will cover your medical needs well

Fits your budget

About the Author: Alston Balkcom is a veteran insurance professional and has been serving in this capacity since 1985. You can find

private healthcare insurance quotes

on his site.

Source:

isnare.com

Permanent Link:

isnare.com/?aid=342793&ca=Finances }

3 points to remember before you hire Household moving Cleveland

by

Noah MichaelAre you moving from one place to another? Moving is a tedious task and you have to move all the essential items of the house. If you are planning to do the task on your own, then it is not possible at all because you need to manage so many things that it is really impossible for you to take the responsibility in your single hand. There is a Household moving Cleveland company who is ready to offer you moving service and ready to take all the pains on your behalf. They are the trusted service provider who will not disappoint you.

Do you have a heritage piano at home? Do you want to move the item as well? There is a specialized Piano moving company

who knows how to move the piano in a specialized manner. They use special packaging system, and great techniques to pack the piano and transfer from one place to another in a simple way. You need to be cautious and check whether the service provider is working properly or not. If yes, then you can hire the service provider for the moving service and get the benefit to transfer the good from one place to another.

When you are looking for Local mover Akron, you need to look on the various factors and they are:

Process of work- you have to check their team management and if everything you find is suitable then you can go ahead and check whether they are ready to give you genuine service. You need to have an Eagle’s eye to get the work done in a great way and get the benefit.

Affordable- You should compare the price of the service and then you should choose which one is the affordable service. It will actually help you in a great way and you can get the service from a local person at a reasonable price.

Experienced staffs- You need to find whether the staffs are experienced or not. With years of experience, they know very well how to pack the good and then move on with the service. It will help the person to get the work done in a simple way.

What are you waiting for? Start your research beforehand to get the reliable service at the best price. This research will make sure that you get all the desired result to find a quality moving service provider who can assist you during an emergency. Read the reviews online on different moving service and you will get genuine service. It is really way to hire the service and you will get all the contacts in front of your screen.

You can talk with them with just a click of a button and it will surely help you take the service in a fruitful manner. So, it is really a great service for you to move from one place to another and you will get the quality service at the best price. What say? Are you ready to move?

Click on http://jonesdelivery.com/ to know more about

Household moving Cleveland

, Piano moving company, Local mover Akron.

Article Source:

eArticlesOnline.com}

Win Social Security Disability for Bipolar: How to Build a Bullet Proof Case

by

Sarah Freeman

Millions of Americans suffer from bipolar disorder and other mental health conditions that interfere with their ability to work. However, it can be very hard to win approval for bipolar disability benefits from the Social Security Administration, compared to a person who has an obvious physical disability. Don’t give up. It is well known that bipolar disorder can make employment impossible, but you will have to work harder to prove your case.

Use these 8 winning strategies and get the benefits you need and deserve:1. Never Give Up: Don’t hesitate to appeal a refusal. In fact, the number one tip from most disability experts is Appeal, Appeal, Appeal! Around 75% of claims are denied on the initial application, but most claims are granted on appeal. Sadly, most applicants don’t understand this and 50% give up after their first try. Beat Social Security at its own game and get that appeal in within the 60 day deadline. 2. Learn the Language: Most applicants for bipolar disability are stressed and just want to get the process over with. This can lead to a lack of research and cutting corners when filling in forms. To win Social Security Disability for bipolar you MUST understand all the official definitions and terminology. Make sure your case looks exactly like what the Social Security Administration expects for this type of disability claim. For bipolar disorder, this means problems concentrating, thinking clearly, dealing with co-workers, excessive fatigue, poor work attendance, and similar issues. 3. Don’t Delay: Some people think you must be out of work for a year to be eligible for bipolar disability benefits. This is not true. 4. Get Regular Medical Treatment: The Social Security Administration will not be satisfied unless you can demonstrate a consistent record of medical treatment. You must attend your doctor’s appointments, counseling sessions, fill your medication prescriptions, and do everything else advised by your psychiatrist or other medical expert.5. Don’t Rely on Your Diagnosis: It is not enough to simply have an official diagnosis of bipolar disorder from an accredited medical practitioner. You will only win Social Security Disability for bipolar if you document how your illness impacts your ability to work. Use your paperwork to show the connections. For example, because of your bipolar disorder you often miss work, cannot concentrate and make mistakes in your work tasks, or get into arguments with co-workers.6. Stay Organized: Never hand over an original document unless you have a copy of it. Keep a complete mirror file of all your completed forms, records and any other paperwork.7. Be Nice: Yes, the process is difficult, slow and stressful, but the folks at Social Security are stressed too! They have a job to do and you will get nowhere by losing your cool. Always be calm and polite. If the process sounds overwhelming, then think seriously about our final tip:8. Get Expert Help: The cost of a professional disability attorney or other expert representative is regulated by law. Usually it will be 25% of back benefits, up to a maximum of $5,300. The average costs are usually around $2,500. Of course, most people cannot afford to spend thousands of dollars. The best solution is to leverage the expertise of the professionals and use a DIY Social Security Disability kit created by an expert that takes you step by step through the process of preparing a bullet proof case for bipolar disability.Public understanding of bipolar disorder is improving all the time. Follow the 8 strategies above and build a cast iron case for winning Social Security Disability for your bipolar.

Sarah Freeman is an attorney with manic-depressive illness and webmaster of

Bipolar Lives

– a leading Internet provider of information and resources to support education and consumer advice. To learn more see

Applying for Bipolar Disability

.

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Win Social Security Disability for Bipolar: How to Build a Bullet Proof Case}

Disability Tax Credit Benefits For Parkinsons Disease – A Great Relief To Sufferers

by

Emely Portar

Parkinsons disease or PD is a neurological disorder and is one among the many conditions that constitute the motor system disorders. The British doctor James Parkinson called it the shaking palsy and it was his path breaking efforts in recognising and distinguishing the symptoms of this disorder that gave it his name. The brain produces certain chemicals called dopamine which sends out signals within the brain to ensure a consistent and easy movement of muscles. When this shaking disorder strikes, the cells which produce the dopamine are destructed or disintegrated, due to which the patients lose control of their movements.

The symptoms of PD include wobbling and shaking of the arms, legs, jaw and face; severe rigidity or firmness of the limbs including the trunk; a condition called bradykinesia which causes movements to slow down and weakness in balance and coordination. When these symptoms become more prominent, the patients ability to talk, walk and even do simple tasks comes down. The early signs of this disease are quite restrained and begin to show up only over a period of time and starts progressing quickly. As the condition advances, the trembling and the shaking begins to come in the way of your day to day activities, sometimes causing difficulty in even chewing and speaking. At times, it poses urinary, skin and constipation problems; upsets the normal sleep pattern and even results in depression and other emotional crisis.

A full version of Parkinsons disease can have a crippling effect and make you disabled. The early symptoms are usually difficult to diagnose and since this occurs in people over the age of 50, it is more often than not ignored and passed off as one of the signs of aging. Diagnosis would require going in for brain scans and other lab tests. Understanding the complexity of such a disorder, the Canadian government has granted a disability status to it and extended disability tax credit benefits to residents suffering from PD.

There is no permanent cure for PD. However, treatment can be given in the form of medications to check the further advancement of the disorder and keep the symptoms under control. The treatment methods vary from person to person depending on the condition and the body constituency of the patient. Surgical options are also available in extreme cases.

Disability tax credit benefits offered by the Canada Revenue Agency can bring great relief to the sufferers of Parkinsons disease. To take you through the claims process and other procedural formalities, the Canadian Disability Corporation is always available for people with disabilities by helping them get their benefit easily. All you need to do is fill the free online assessment form or contact us on our toll free number. With our expert guidance and successful claims process, we guarantee to get you all the money you deserve.

At the CDC we carefully choose the most knowledgeable and personable team members to serve you and your family. We will do our best to claim the

Disability Tax Credit

and any other related credits for you or a family member with a disability. To know more, visit www.canadadisability.ca.

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Disability Tax Credit Benefits For Parkinsons Disease – A Great Relief To Sufferers }